Investing wisely

 Investing your money You’ve heard it said a million times.  “You need to invest your money”.  “Stop working for your money and put your money to work for you”. You've read about the success stories. Maybe you have friends that are sitting on large nest eggs and are actually looking forward to retiring instead of dreading it.  You want to do that too.  You’re ready to do that.  But how do you actually do it? And where do you start? Where to invest If you're planning for retirement you’ve got options. Lots of them.  From IRAs to 401(k)s to Roth versions of both, Sep plans and pensions there’s a plethora of ways to invest your money.  So where do you start?  You don't have enough money to max out all of these types of plans, so which one should you contribute to?  Or should you contribute to them equally? If you're like most people you’re probably thinking a Roth is your best bet at this point.  After all, those gains appreciate tax free for life, and the principal can be